^ TopPension Options
Pensions for contractors: an overview
Pensions aren't just for old people. For contractors, regardless of IR35, they offer substantial tax savings - and you can start accessing the money from an early age.
How pensions work for contractors
This article explains how pension contributions can save you a fortune in taxes and enable you to enjoy your savings plus interest when you reach age 55.
Pensions for contractors with a limited company
Income from limited companies can go straight into pension funds for serious tax advantages.
Pensions for contractors with an umbrella company
Income when using an umbrella company can go straight into pension funds for serious tax advantages.
Effective retirement planning for contractors
Contractors and freelance professionals have more opportunities than most UK workers to save tax by investing early in their retirement, as Tony Harris from ContractorFinancials explains.
Retirement planning for contractors - ISAs
Contractors can benefit from tax efficient Individual Savings Accounts (ISAs) in a number of ways to maximise the value of their savings.
Contractor guide to UK state-backed pension: National Employment Savings Trust (NEST)
Contractors should take pension action now and not wait for the state’s National Employment Savings Trust, says Tony Harris of ContractorFinancials.
Pension drawdown explained for contractors
Contractors may find pension drawdown offers a flexible solution suited to their contracting lifestyle, explains Andrew Gains of ContractorFinancials.
^ TopPension Tax Advantages
Reducing the IR35 pain with a contractor pension
Reduce the pain of IR35 by diverting your IR35 taxes into a pension and achieve up to 48% tax relief.
Inside IR35? get huge tax savings with a pension
If you are caught by IR35 and currently do not have a pension, then you are missing out on huge tax savings.
Outside IR35 and no pension? Get tax savings with a pension
If you are contracting outside IR35 and don’t have a pension, you are missing out on significant tax savings.
^ TopPension Calculators
Contractor Pension Calculator
Calculate what your tax savings would be and the maximum you can contribute.
^ TopProperty/Mortgages
Contractor Mortgages
Calculate what you can afford. Free on line quotations.
^ TopCompany Investments
Can company money be used to offset a mortgage?
Discusses the issues surrounding the concept of using company money to offset your mortgage.
Considering property investments via your contracting limited company
Considering using company profit to invest in property? This article explains reasons why that is not a good idea.